Unbelievable. I've been worrying and stressing for weeks about how much this surgery/hospital visit/numerous doctors appointments was going to cost me and how much my insurance was going to pay for. I got a statement from the hospital/doctor saying how much it cost and that they had billed the insurance. I would then get a statement from the insurance saying how much they covered and how much i still owed....i'm sure most of you "adults" out there are familiar with how this all works but it was pretty much a mystery to me until lately.
ANYWAY...I got the statement from the hospital and i about passed out. I could buy several moderately priced cars...new....in cash. I've been checking my online insurance claims...obsessively. I recently moved and i didn't want to miss the statement if it had already been sent. I checked it today and guess how much the insurance covered. just go ahead and guess. they covered ALL of it! Yes. My insurance has covered all of my medical expenses related to this surgery. MRI's, Labs, a 5 day hospital stay, anaesthesiology, anaesthesiologist, TWO doctors (ENT and Neurosurgeon), facility fees...everything.
I don't even know what to say. I'm shocked. Just yesterday I had lunch with my dad and both of us thought I would end up owing thousands of dollars. I just can't believe it. wow. good thing i've been paying my tithing. I'm sort of waiting for the other shoe to drop. My luck isn't this good...something has to be wrong. Could this really be right? I don't owe anything?
Tuesday, November 6, 2007
Breath easy..
Posted by Kelly at 4:11 PM
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5 comments:
That is.... unbelievable quite frankly! How often does THAT happen?! You are lucky, and I am happy for you! :>
WOW. That is amazing. I don't know if I've ever heard of that. Whenever we get stuck with big medical bills, we don't pay them until they're about to send us to collections, and then we ask them to settle for like, half of what they want in cash right then. They almost always agree. I guess we wouldn't have to play that little game if our insurance was as awesome as yours. Go kiss your HR rep or whoever set that up!
Whatever you do, don't call the insurance company to see if they really did pay everything. Some little worker bee may just decide that they need to take another look at your account. SHhhhhh..keep this quiet.
See that people... the big mean insurance company paid up... and you are alive and got good care... so please let this be a lesson to all that AMERICA DOES NOT NEED SOCIALIZED HEALTH CARE!!!!!!!!!!!!!
Glad to hear some things are going well for you.
i'm so happy for you. nothing is worse than bills. :) hip hip hooray! ps we need to do lunch
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